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Home financing rates are near historic lows. That means now is a great time to save by refinancing your home.

For most people, their home is their biggest investment of their lifetime, and their biggest monthly expense. Locking in lower rates can mean big savings for years to come.

To make it even easier to take this important step while rates are still low, we’re offering a Ramadan Spring Refinance Special, a $500 credit at closing*.

This is an opportunity we think you won’t want to miss.

Since our launch in 2002, Guidance Residential has served as the leader in Islamic home financing in America. Our approach is unique in its authenticity. Guidance is an independent business founded solely to provide an alternative approach to a traditional mortgage. We are not affiliated with a bank and thus free of dealings with Riba. Our Co-Ownership Model was developed in consultation with 18 law firms and six of the world's leading Islamic finance scholars. It has been endorsed by the Assembly of Muslim Jurists of America, and we continue to be guided by an independent shariah board.

Guidance is the only home financier in America with this type of authenticity.

Our model allows faith-conscious families to own their homes without compromising their values. It also offers unique benefits over the conventional banking system and other bank owned entities, such as:

Call 1.866.Guidance or SCHEDULE A FREE CONSULTATION with a licensed Account Executive to find out if refinancing now is right for you.

When you decide to buy a home, Guidance Residential will purchase the property with you, as co-owners. You’ll increase your share over time through a monthly payment that also includes a utilization fee for your exclusive use of the property.

While our Riba-free service offers peace of mind, it also makes financial sense. See our competitive rates. You can buy your first home for as little as 3% down and to further assist you, we're offering up to $1500* in down payment assistance!

At Guidance, we take pride in streamlining your journey to homeownership.

Here are the 5 steps in the home buying process.

1. Pre-Qualify
2. Get Pre-Approved
3. Connect With an Agent
4. Shop
5. Close

Your Account Executive will be there for you all along the way. Have questions or ready to get started? Give us a call at 1.866.GUIDANCE or SCHEDULE AN APPOINTMENT. We’ll be happy to help.

If you already own a home, Guidance can help you refinance. Rates have fallen far more than experts predicted this season and are now nearing their all-time low. You may consider refinancing for several reasons:

• Guidance is an independent business founded solely to provide an alternative approach to a traditional mortgage. We are not affiliated with a bank and thus free of dealings with Riba. Guidance is the only home financier in America with this type of authenticity. Experience the Guidance Difference.
• Save on your monthly payments by refinancing to a lower rate.
• Take advantage of the equity in your home with our cash-out refinance option. You could pay for expenses like college tuition, home renovations, Hajj or Ummrah, or pay off debt that has Riba associated with it.
• Pay off your home sooner by shortening the term of your contract.

Call 1.866.GUIDANCE or SCHEDULE A FREE CONSULTATION with a licensed Account Executive to learn more about refinancing with Guidance.

*$500 credit at closing for 15-year, 30-year, 20-year and Jumbo contracts. Both existing Guidance Residential customers and new to Guidance customers are eligible for this offer. Promotion cannot be combined with any other offer, discount, pricing exception or Special Program. Applications must be submitted between April 1, 2021, and June 30, 2021. Excludes customers currently with an active application, customers that are not current, or customers who have financed with Guidance within the last 120 days. Contracts must close by September 30, 2021. Only available on approved contracts. Other restrictions may apply. Refinance option may not be available for some Texas contracts. Contact us for additional information.

*Credits up to $1,500 available to certain qualified homebuyers based on factors including income and credit score. See Account Executive for detailed terms and conditions. Requirements may change without notice. Only available in 28 states. Counseling course is required, $99 fee applies. Limited credits available and you must close by December 30,2021. The approved credit can only be applied towards down payment or closing costs.

Buying a Home With Guidance

Refinance a Home

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